Finding Your Home
Discover how we connect families with homes they can truly call their own
At Buy Without Banks, we know that the search for a home is more than just finding four walls and a roof. It is about discovering a place where you feel secure, where your family can grow, and where you can begin building equity for your future. Our program is designed to help you find a home that matches your needs and your budget, while creating a clear path to ownership without relying on the banks.
Where Do the Homes Come From?
The homes in our program are properties we purchase and make available to families who want a path to homeownership. Some homes are move-in ready, while others may need repairs or updates. For many buyers, this is actually an advantage. A home that needs a little work can mean a lower purchase price and the opportunity to build instant equity by making improvements over time. Whether you prefer something that is already finished or a home you can customize to your liking, we have options to meet you where you are.
Choosing the Right Fit
No two families are the same, and neither are the homes we offer. Some buyers are looking for a starter home, while others want a larger property to accommodate a growing family. Some are interested in trying out a new neighborhood, school district, or community before fully committing. We work with you to understand your goals and connect you with homes that fit your lifestyle, your financial position, and your long-term plans. The goal is not just to place you in any house, but to help you find a home where you feel comfortable putting down roots.
Getting Started
Finding your home through Buy Without Banks is a guided process designed to help you move toward ownership, not just browse listings. To begin, you’ll need to join our Path to Home Ownership® program, which includes a $50 membership fee. This allows our team to understand your situation, confirm eligibility, and focus on homes that fit your finances and goals.
Because every person’s circumstances, budget, and housing needs are different, the time it takes to find a home can vary. Some members move quickly, while others take more time as they work through the process. This approach ensures you’re matched with homes that make sense for your path. It sets you up for long-term success, not false starts.
Your Steps to Getting Started
Let’s Get Started!
Submit Your
Home Match Request
Take the first step toward owning your own home without the banks. Our quick and simple application helps us understand your situation so we can match you with the best path forward. Don’t let credit scores or past financial challenges hold you back. Apply today and start building your future with confidence.
Our goal is not just to buy and sell properties but to create lasting stability for families. Flipping houses or renting may generate quick profits, but it does little to solve the real problem many people face: the inability to qualify for a traditional mortgage. By focusing on helping families become homeowners, we give people the chance to build equity, create security, and enjoy the pride of owning a home of their own.
Yes. We meet you where you are financially and help you start at the level that makes sense for your situation. From there, you can move forward at your own pace.
Your payments depend on the program level you are in. Rent payments give you stability now, while rent-to-own and owner financing options allow part of your payment to build equity toward ownership.
We do not rely on strict bank rules or credit score requirements. Instead, we offer a flexible path that allows you to move into a home now and progress toward ownership step by step.
No. Many of our buyers have credit challenges, are self-employed, or have past financial setbacks. We focus on your ability to make consistent payments and your commitment to becoming a homeowner.
In most cases, you can move in right away. This gives you stability and comfort while you work through our program and move closer to full ownership.
Our homes come from properties we buy and make available through our program. Some are move-in ready, while others may need repairs or updates that allow you to build equity and customize the home to your taste.
That is not a problem. Many families begin with little or no down payment. Our program is designed to help you save and strengthen your financial position as you progress toward ownership.
Thousands of families across the country have successfully used the Path to Home Ownership to buy homes without banks. You will also have the chance to hear real stories and meet people who have completed the program.
That is perfectly fine. You can start with renting, gain stability, and move into the next level when you are ready. The program is designed to meet you where you are and move forward at your pace.
Yes. All agreements are structured with transparency and fairness, ensuring your rights are protected and your path to ownership is clear.
In many cases, buyers are responsible for repairs and improvements. This allows you to add your personal touch and build equity as you invest in the property.
